Ways To Save Money

Lately, I’ve been trying to evaluate my spending and saving habits thanks to watching spending videos on YouTube regularly. Since then, I began to change how I spend my money to not only save money, but to use it in better ways.

One of the biggest challenges of saving is feeling deprived. But, if you’re smart, you can still feel fulfilled — just with more money in your piggy bank. Here are some fun ways to save money:

• Have a conversation with yourself before you press add to cart: This is one of the struggles that I have constantly. It’s so easy to purchase items online without thinking about them until it’s too late. However, one thing that I have been doing is having an inner dialogue with myself about whether or not I need the item. I do this by adding to cart, and then waiting a day until I actually purchase it. Since Black Friday is coming up, I am trying to plan my purchases by researching all of the stores that I want to get stuff from, and trying to withstand all of the sales. But, the biggest conversation with yourself should constantly be: do I need this? Or, if you don’t, the answer should be whether or not treating yourself will prevent you from reaching your goals or paying your bills. If the answer is no, then do so. If the answer is yes, then hold off.
• Coupon: I am the coupon queen. I try to buy more items on coupons and on clearance than anything else. So, if there is something that you want or need to buy, one thing that you can do is research coupons that the store has on the site, sign up for the email address, and get the apps. Trust me, you’ll find a lot of savings.
• Make More At Home: One of the biggest money sucks is buying food. How many of us have a fridge full of food at home, yet decide to do takeout for whatever reason? Sure, it’s easier to do things that way. However, it’s not cost effective. The same is true with my Starbucks addiction. If a latte is $5 a day times five it’s $25. That’s $100 a month just on coffee. One suggestion I have? Make coffee at home, and eat the food in the fridge. Then, once a week, treat yourself to a night of takeout. Trust me, it’s worth it.
• Start cleaning out your closet: My final tip is to go through your closet every once in a while. How many of us have stuff that just doesn’t work for us anymore? Or, items that you don’t even wear? I am definitely one of those people. One thing that I have been doing is going through my unused items, and then bringing them to be sold at the consignment shop. It’s good because it supports local business and I get a little extra cash. Win, win.